All PC® Mastercard® cards
Top PC Optimum™ points-earning credit cards for every lifestyle.
We’ll help you find the right PC® Mastercard®
One application matches you with the best no annual fee credit card based on your eligibility.
No annual fee PC® Mastercard®
Explore all no annual fee cards
| Annual fee: | Additional cardholders: | Purchase interest rate (standard): | Cash advance interest rate (standard): |
|---|---|---|---|
| $0* | Free | 21.99% | 22.97% 21.97% (Quebec) |
Minimum $50,000–$80,000 (personal) or $80,000–$150,000 (household) annual income required, depending on the PC® Mastercard® you’re matched with. Subject to credit approval and other eligibility criteria.
Rewards to look forward to
back in points
at our grocery stores⁶
At least
per litre back in points at Esso™ and Mobil™ stations⁷
back in points
at Shoppers Drug Mart® and Pharmaprix®⁴
back in points
at Joe Fresh® stores⁶
back in points
on dining, transit, and everywhere else⁶
PC Insiders™ World Elite® Mastercard®
Learn more about PC Insiders™ World Elite® Mastercard®
| Annual fee: | Additional cardholders: | Purchase interest rate (standard): | Cash advance interest rate (standard): |
|---|---|---|---|
| $120 First year annual fee waived* |
Free | 21.99% | 22.97% 21.97% (Quebec) |
Minimum $80,000 (personal) or $150,000 (household) annual income required. Subject to credit approval and other eligibility criteria.