FREE comes faster with
PC Optimum™.

Use your PC Financial® card everywhere you shop and watch how fast your PC Optimum™ points add up*.

Unlock more value with your PC Optimum™ points.

Load weekly offers

Simply load your offers each week in the PC Optimum™ app and take advantage of points offers on the things you buy most.

NEW!

Pay your annual fee with PC Optimum™ points

PC Insiders™ World Elite® Mastercard® cardholders, can now use their points to cover all or part of their annual fee², while still earning the most points* on groceries, gas, health, beauty, and apparel.

Earn more on everything you buy

Earn more points as a PC Optimum™ member when you use your PC Financial® credit card or PC Money™ Account* to shop for groceries, beauty, essentials, gas, and more. With a PC Financial® card, you earn on every purchase, so you always get rewarded for your everyday banking⁴⁵ and spending.

Fuel up on points

When you buy fuel at Esso™ and Mobil™ stations in Canada with a PC® Mastercard®, you get at least 30 PC Optimum™ points per litre¹.

Redeem your PC Optimum™ rewards at over 4,500 stores.

Get $10 in value for every 10,000 points you redeem³ towards the things you love. It’s that simple!